On-chain financial intelligence

Know the money
before it moves.

Q: What is KYT (Know Your Transaction)?

KYT, or Know Your Transaction, is the crypto-native form of AML transaction monitoring. It analyses blockchain transactions in real time to detect sanctions exposure, money laundering, structuring and prohibited counterparties — the on-chain equivalent of the transaction monitoring banks run on fiat.

Q: How is KYT different from KYC?

KYC verifies who your customer is at onboarding. KYT continuously monitors what their funds do on-chain. They are complementary — a complete program needs both, plus sanctions screening and suspicious-activity reporting.

Q: Which blockchains and assets does Reserve Trace cover?

Bitcoin, Ethereum and EVM chains, Tron and Solana at launch — covering native coins and stablecoins such as USDT and USDC, including USDT-on-Tron. Bank accounts are also monitored through each market's open-banking framework — Australia's Consumer Data Right, the UK and EU's PSD2, the United States' Section 1033 and Canada's consumer-driven banking among them — for one risk view across fiat and on-chain.

Q: Is customer personal data (PII) stored or shared?

No. Reserve Trace attributes wallets to entities and services, not to named individuals, and never aggregates customers' KYC data into a personal-identity store. Identity is resolved only through proper legal process or purpose-limited Travel Rule data.

Real-time KYT, sanctions screening and source-of-funds intelligence for institutions moving money across digital assets, stablecoins and electronic payments.

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Built for banks, VASPs, remitters, fintechs and investigators.

Real-time risk scoring Multi-chain tracing Regulator-ready audit trails

Wallet Risk Assessment Live Updated 2 seconds ago

86/100

Severity: High

chain: ethereum

Direct sanctions exposure OFAC SDN

2 hops from sanctioned entity 2 hops

Mixer exposure detected

Bridge interaction cross-chain

Stablecoin flow USDT

Transaction flow

Case RT-2026-0419Evidence preservedExport-ready

Built for organisations that cannot afford blind spots.

BANKS & FINANCIAL INSTITUTIONSCRYPTO EXCHANGES & VASPSMONEY REMITTERS KYC / KYB PROVIDERSLAW ENFORCEMENTPAYMENT PROVIDERS

The platform

One intelligence backbone.
Every compliance decision.

Reserve Trace turns raw blockchain activity into a defensible compliance, investigation and reporting workflow.

Transaction Monitoring

Real-time KYT and wallet risk scoring across direct, indirect and source exposure.

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Sanctions & Screening

Screen any wallet against live OFAC SDN and consolidated lists — one call, any chain.

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Investigation & Tracing

Map fund flows across chains, bridges and mixers into court-ready cases.

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Travel Rule Support

The counterparty identification and risk layer that underpins FATF Recommendation 16.

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Bank Account Monitoring

KYT for bank accounts via open banking — one risk view across fiat and on-chain.

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Regulatory Reporting

Turn on-chain activity into filing-ready reports for the right regulator, automatically.

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Investigation

Follow funds beyond the first hop.

Risk rarely stops at one wallet. Reserve Trace maps exposure across chains, bridges, mixers and counterparties to show where funds came from and where they moved next.

Exposure graph · case RT-2026-0419

Case summary

Funds traced to a sanctioned counterparty

Case statusEscalated

Risk levelSevere

Estimated exposure14.2%

Chain pathETH → TRON → BTC

Evidence statusPreserved

View investigation

Workflow

From raw chain data to a defensible decision.

Ingest

We run our own full nodes across every supported chain — no third-party RPC, no blind spots.

Cluster & label

Addresses are clustered into entities and labelled against sanctions lists and risk intelligence.

Score & alert

Every transaction is scored for direct and indirect exposure, with alerts the moment risk appears.

Investigate & report

Findings become court-ready cases and regulator-ready filings, with a full audit trail.

Solutions

Compliance, tuned to your business.

Banks & Financial Institutions

See crypto and stablecoin exposure moving through your customers and fintech partners — without asking your team to become blockchain experts.

Detect indirect stablecoin exposure via partners
Integrate with existing KYC, monitoring & sanctions stacks
Transparent, non-black-box risk scoring

Bank solution

Coverage

Multi-chain intelligence. Global regulatory context.

Supported networks

BitcoinEthereumTron SolanaBNB ChainPolygon ArbitrumBaseUSDT / USDC

Deep-traced chains at launch, with screening coverage extending across more networks. Stablecoins — including USDT-on-Tron — are first-class.

Jurisdiction support

Australia AUSTRAC

United States FinCEN / OFAC

European Union MiCA / AMLR

United Kingdom FCA

Canada FINTRAC

Singapore MAS

Hong Kong SFC

UAE VARA

Switzerland FINMA

Japan FSA

Why Reserve Trace

Built for the institutions incumbents overlook.

Transparent, not demo-gated

Run a wallet check now and see published pricing — no mandatory sales call. Usage is metered, so you only pay for what you screen.

Free wallet check · public pricing

Built for fiat and on-chain risk

Bank-account monitoring via open banking sits beside multi-chain KYT, for one risk view across the rails money actually moves on.

Open banking + on-chain · every market

Entity attribution, not a PII honeypot

We attribute wallets to entities and services — never aggregate your customers' identities into a personal-data store. Identity stays with legal process.

No KYC-PII dossier

Full-node intelligence, not blind spots

We run our own full nodes per chain rather than leaning on third-party RPC — complete, first-hand data, even when an upstream provider goes dark.

Own nodes per chain

Developers

One API. Every market that requires KYT.

One integration for screening, monitoring and reporting — across every supported chain. Get a risk score, the labels behind it and exposure tracing from a single call.

<500ms screening response Multi-chain coverage Full audit trail

# Screen a wallet across every supported chain
curl -X POST https://api.reservetrace.com/v1/screen/address \
  -H "Authorization: Bearer rt_live_…" \
  -H "Content-Type: application/json" \
  -d '{ "address": "0x098b71…d23f" }'

# 200 OK
{
  "address": "0x098b71…d23f",
  "chain": "ethereum",
  "riskScore": 86,
  "severity": "high",
  "exposureHops": 2,
  "labels": [
    { "category": "sanctioned", "entity": "OFAC: Lazarus Group" },
    { "category": "mixer", "entity": "Tornado-style pool" }
  ]
}

Pricing

Founding access, built to scale with risk.

Starter

OTC desks, small VASPs & remittance startups

US$3,500/month

US$7,500 onboarding

Wallet & transaction screening API
Sanctions, mixer, scam & stolen-fund exposure
2 compliance seats
Pay-as-you-go screening usage
Email support

Request access

Recommended for growing compliance teams

Compliance Pro

Exchanges, fintechs & payment platforms

US$12,500/month

US$25,000 onboarding

Everything in Starter
Real-time monitoring & alerts
Case management with audit trail
Regulatory reporting packs
Volume rates & higher limits

Request access

Enterprise

Banks, exchanges & law enforcement

Custom

Tailored onboarding

Full investigation & tracing suite
Contributory bureau access
Dedicated support & SLAs
On-prem / private deployment
Custom jurisdictions & reporting

Talk to us

Monthly platform access unlocks seats, workflows and higher limits. API screening usage is metered separately. Compare plans

FAQ

Questions compliance teams ask before they commit.

Straight answers on coverage, data handling and how KYT fits your obligations. More in Resources.

What is KYT (Know Your Transaction)?

KYT is the crypto-native form of AML transaction monitoring. It analyses blockchain transactions in real time to detect sanctions exposure, money laundering, structuring and prohibited counterparties — the on-chain equivalent of the transaction monitoring banks run on fiat.

How is KYT different from KYC?

KYC verifies who your customer is at onboarding — a point-in-time identity check. KYT continuously monitors what their funds do on-chain. They are complementary, not substitutes: a complete program needs both, plus sanctions screening and suspicious-activity reporting.

Do you support the FATF Travel Rule?

Reserve Trace provides the KYT, sanctions screening and counterparty-risk layer that underpins Travel Rule compliance — identifying counterparties and their risk so you can meet originator and beneficiary obligations across jurisdictions.

Which blockchains and assets do you cover?

Bitcoin, Ethereum and EVM chains, Tron and Solana at launch — covering native coins and stablecoins such as USDT and USDC, including USDT-on-Tron. Bank accounts are also monitored through each market's open-banking framework — Australia's Consumer Data Right, the UK and EU's PSD2, the United States' Section 1033 and Canada's consumer-driven banking among them — for one risk view across fiat and on-chain.

Which regulations does Reserve Trace help with?

KYT obligations under the FATF Travel Rule, US FinCEN/BSA and OFAC, EU MiCA and the AML rulebook, UK FCA, Australia AUSTRAC, Canada FINTRAC, Singapore MAS, Hong Kong SFC, Japan FSA, Switzerland FINMA, UAE VARA and more. KYT is how you meet these obligations — it is not a statute itself.

Is my customers' personal data (PII) stored?

No. Reserve Trace attributes wallets to entities and services, not to named individuals, and never aggregates customers' KYC data into a personal-identity store. Individual identity is resolved only through proper legal process or purpose-limited Travel Rule data.

How do I integrate, and how does pricing work?

Via one REST API — screen an address or a batch with a single call. Monthly access unlocks features, seats and higher limits; API usage is metered and billed separately. Onboarding is billed on signup; the monthly begins at go-live, and founding customers lock pre-launch rates.

Founding access

Be one of the first to know before the money moves.

Reserve a founding customer slot, lock in launch pricing and shape the platform roadmap.

You're on the founding list.

We'll be in touch shortly to scope your onboarding.

Know the moneybefore it moves.

Built for organisations that cannot afford blind spots.

One intelligence backbone.Every compliance decision.

Transaction Monitoring

Sanctions & Screening

Investigation & Tracing

Travel Rule Support

Bank Account Monitoring

Regulatory Reporting

Follow funds beyond the first hop.

Funds traced to a sanctioned counterparty

From raw chain data to a defensible decision.

Ingest

Cluster & label

Score & alert

Investigate & report

Compliance, tuned to your business.

Multi-chain intelligence. Global regulatory context.

Supported networks

Jurisdiction support

Built for the institutions incumbents overlook.

Transparent, not demo-gated

Built for fiat and on-chain risk

Entity attribution, not a PII honeypot

Full-node intelligence, not blind spots

One API. Every market that requires KYT.

Founding access, built to scale with risk.

Starter

Compliance Pro

Enterprise

Questions compliance teams ask before they commit.

Be one of the first to know before the money moves.

You're on the founding list.

Know the money
before it moves.

One intelligence backbone.
Every compliance decision.