Regulatory reporting
Detect it. Generate it. File it.
Reserve Trace turns on-chain activity into filing-ready reports for the right regulator, automatically. When monitoring flags reportable activity, we assemble the filing pack — grounds for suspicion, the transaction schedule and an immutable audit trail — in your jurisdiction's format, ready to lodge with the relevant financial intelligence unit.
How it works
From reportable activity to a lodged report.
KYT obligations don't end at an alert — they end at a report filed with your regulator, on deadline, with a record that stands up to scrutiny. Reserve Trace carries the alert all the way through.
1 · Detect reportable activity
Real-time KYT and sanctions monitoring flags the events your obligations turn on — sanctions exposure, structuring, mixers and threshold transactions — across every chain and account you watch.
2 · Generate the filing pack
The right report is assembled in your regulator's format — grounds for suspicion, a full transaction schedule, the entities involved and an immutable audit trail — ready to lodge, with no manual re-keying.
3 · File with the FIU
The completed report is filed with the relevant financial intelligence unit for your jurisdiction, and a permanent, time-stamped record is kept as your compliance evidence.
Coverage
The reporting agency for every jurisdiction.
Each country routes suspicious-activity and threshold reports to its own financial intelligence unit, in its own format and under its own report names. Reserve Trace maps reportable activity to the right agency and the right report type, automatically.
| Jurisdiction | Reporting agency (FIU) | Report type(s) |
|---|---|---|
| Australia | AUSTRAC | SMR (suspicious matter), TTR (threshold transaction, AUD 10,000 cash) |
| USA | FinCEN | SAR (suspicious activity), CTR (USD 10,000 cash) |
| United Kingdom | National Crime Agency — UKFIU | SAR / DAML SAR |
| European Union | National FIUs (under AMLA) | STR / SAR-equivalent |
| Canada | FINTRAC | STR, LVCTR (large virtual-currency transaction, CAD 10,000) |
| France | TRACFIN | Déclaration de soupçon (STR) |
| Germany | FIU (Zentralstelle für Finanztransaktionsuntersuchungen) | Verdachtsmeldung (STR) |
| Singapore | STRO (Suspicious Transaction Reporting Office) | STR |
| Hong Kong | JFIU (Joint Financial Intelligence Unit) | STR |
| Japan | JAFIC | STR |
| Switzerland | MROS | SAR / suspicious activity report |
| UAE | UAE FIU (via goAML) | STR |
| New Zealand | NZ Police FIU | SAR / Suspicious Activity Report |
| India | FIU-IND | STR / CTR |
Don't see your jurisdiction?
More than 180 financial intelligence units worldwide are members of the Egmont Group, which enables cross-border exchange of financial intelligence between them. This table is for orientation only and is not legal advice — report names, thresholds and filing channels change, and obligations depend on your licence and activity. Tell us your jurisdiction and we'll confirm the mapping.
Audit trail & defensibility
Every report you can stand behind.
A filed report is only as good as the evidence behind it. Each pack Reserve Trace generates carries the record an examiner or auditor expects to see — so a filing is a defensible decision, not a black box.
Grounds for suspicion
The specific risk signals, labels and exposure that triggered the report — written out as the rationale your regulator asks for, not just a score.
Transaction schedule
The full schedule of transactions, counterparties and entities behind the matter — traced across hops, bridges and chains where relevant.
Immutable audit trail
A permanent, time-stamped record of what was detected, generated and filed — kept as evidence of a complete and reproducible reporting process.