The platform

One backbone. Every compliance job.

The same intelligence layer powers transaction monitoring, sanctions screening, investigation, Travel Rule support, bank account monitoring and reporting — so your compliance team, your investigators and your engineers work from one set of facts, through one API.

Transaction Monitoring Sanctions & Screening Investigation & Tracing Travel Rule Support Bank Account Monitoring API & Developers

Transaction Monitoring · KYT

Know the money before it moves.

Real-time risk scoring for every wallet and transaction you touch. Reserve Trace measures not just who an address is, but where its funds have been — surfacing exposure to sanctions, mixers, scams, ransomware and stolen funds the moment it appears.

Direct, indirect and source exposure. We separate a counterparty's own behaviour from the risk flowing through it — tracing as many hops as it takes, through mixers, bridges and chain-hops, to the true source of funds.
Typology detection. Structuring, layering, peel chains and cross-chain chain-hopping are flagged as recognised laundering patterns, not just isolated transfers.
Continuous re-screening. When a sanctions designation lands or attribution changes, previously cleared wallets are re-evaluated automatically — risk is never frozen at the moment you first looked.
Alerts within seconds. Scores and labels return fast enough to sit inline in onboarding, deposit and withdrawal flows.

Risk score

0x098b71f3…6c2a

100/100

severe

Direct exposureSanctioned · OFAC SDN

Indirect exposure2 hops · mixer

Chains tracedEthereum → Tron

Sanctions & Address Screening

Screen any address against the live lists.

One API call screens any wallet or transaction, on any supported chain, against live US Treasury OFAC SDN and Consolidated data — returning a score, the labels behind it and both direct and indirect exposure.

Any chain, one call. Bitcoin, Ethereum and EVM chains, Tron and Solana — native assets and stablecoins alike, through a single endpoint.
Direct and indirect. We flag addresses that appear on a list and those that transact with them, so layered exposure does not slip through.
A free public screening endpoint. Run an ad-hoc address check with no signup — useful for spot checks and integration testing.
Retroactive re-screening. The list is dynamic. OFAC delisted Tornado Cash in March 2025; designations are also added without notice. Reserve Trace handles additions and delistings and re-evaluates history accordingly.

# Screen a wallet — one call, any chain
$ curl https://api.reservetrace.com/v1/screen/0x098b71… \
     -H "Authorization: Bearer rt_live_…"

{
  "chain":  "evm",
  "score":  100,
  "level":  "severe",
  "directLabels": [
    { "category": "sanctioned",
      "entity":   "OFAC: Lazarus Group",
      "source":   "OFAC SDN" }
  ],
  "indirect": { "hops": 2, "via": "mixer" }
}

Investigation & Tracing

Follow the funds, wherever they go.

Visual fund-flow tracing for investigators and financial intelligence teams — across chains and bridges, with no hop limits — and exports that hold up under scrutiny.

No hop limits. Trace flows through mixers, bridges and chain-hops for as far as the money runs, not just the last address it touched.
Wallet & entity clustering. The Common-Input-Ownership Heuristic groups addresses on UTXO chains such as Bitcoin; the deposit-address heuristic does the same on account-based chains such as Ethereum.
Probabilistic and human-verified. Clustering identifies likely relationships between addresses — it does not, by itself, reveal a real-world identity. Findings are analyst-reviewed before they are relied on.
Court-ready, reproducible exports. Blockchain analytics has been admitted in US courts under the Daubert standard, for example in United States v. Sterlingov (Bitcoin Fog, 2024). Cases export with a complete, reproducible methodology trail.

Fund-flow trace

Source · victim walletBTC

Hop 1 · peel chainBTC

Hop 2 · bridge → EVMETH

Cash-out · flagged VASPUSDT

3 chains · 1 bridge · clustered to 1 entity

Travel Rule Support

The risk layer beneath Recommendation 16.

FATF Recommendation 16 — the Travel Rule — requires originator and beneficiary information to travel with a transfer. Reserve Trace supplies the counterparty identification and risk intelligence that underpins those obligations.

Counterparty risk & identification. We tell you which VASP or entity sits on the other side of a transfer and how risky it is, so you can decide whether and how to transact.
Built around IVMS101. Our risk data complements the IVMS101 messaging standard that Travel Rule data is exchanged in.
Honest about scope. Reserve Trace is the KYT, sanctions and counterparty-risk layer that underpins Travel Rule compliance — it is not itself a full Travel Rule messaging protocol or network.
Aware of the sunrise problem. Adoption is staggered across jurisdictions, and thresholds differ — our risk view applies regardless of where your counterparty sits.

Travel Rule thresholds

Jurisdiction	Threshold
United States	US$3,000
European Union & United Kingdom	≈ €0 · every transfer
Switzerland	CHF 1,000
FATF de minimis & most others	≈ US$1,000

Thresholds vary by jurisdiction and change over time. The FATF "sunrise problem" — staggered global adoption — means counterparties may not yet apply the rule.

Bank Account Monitoring

One risk view across fiat and on-chain.

KYT for traditional bank accounts. Through open banking — Australia's Consumer Data Right (CDR) — Reserve Trace brings fiat account activity alongside on-chain exposure, so a bank sees the whole picture for a customer.

Fiat and crypto on one rail. Account transactions and on-chain flows are scored against the same risk intelligence, not split across two disconnected tools.
See stablecoin exposure early. Banks can spot stablecoin and crypto risk flowing through their customers and fintech partners before it becomes a problem.
Built on consented data. Open-banking access is permissioned through the Consumer Data Right framework, not scraped.
An emerging regulatory driver. The US GENIUS Act, signed in 2025, is pushing banks toward carrying stablecoin risk labels — a direction of travel, not yet fully in force, that this view is built for.

Unified risk view

Fiat · CDR

Account transfersCard & direct debitCounterparty BSBs

On-chain

Wallet exposureStablecoin flowsSanctions labels

Customer risk · combined Elevated

API & Developers

One REST API your engineers will enjoy.

Integrate once and reach every supported chain. Screening, tracing and reporting are delivered through a clean REST API — with a managed service and dashboard for teams that would rather not build.

Core endpoints. /v1/screen, /v1/screen/batch, /v1/graph and /v1/report, plus contributory-bureau endpoints.
Keys you can trust. API keys are prefixed rt_live_ so live credentials are obvious on sight.
Metered usage. You pay for what you screen, with rate-limit headers on every response so you can manage throughput.
Managed alternative. A hosted dashboard and managed service cover the same capabilities for teams without engineering capacity to integrate.

# Batch-screen wallets & read rate limits
$ curl https://api.reservetrace.com/v1/screen/batch \
     -H "Authorization: Bearer rt_live_…" \
     -H "Content-Type: application/json" \
     -d '{ "addresses": ["bc1q…", "0x098b…", "T9yD…"] }'

< X-RateLimit-Limit: 1000
< X-RateLimit-Remaining: 994

{
  "results": [
    { "address": "bc1q…", "score": 0,   "level": "none"   },
    { "address": "0x098b…", "score": 100, "level": "severe" }
  ]
}